Considering adding this "insurance" for the CT. Does anyone have any experience with these type of policies? Given the ongoing pothole situation in and around Boston I'm typically replacing 1 wheel and or tire per year. The CT will be my wife's and she has indicated that the potholes typically sneak up and attack her wheels and tires (former car was an A6 with 17" wheels and 45 series tires; same as CT). Although I did hit a pothole on the NJ pike last year which created a bubble in the sidewall and necessitated a tire replacement. Any insights would be greatly appreciated! Also, what is a "good" price for a 5 year policy?