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BUT, as I read & looked further, there are some things that require a subscription (XM traffic & such) after one year, to the tune of ~$260 annually. I'm wondering what this stuff actually is and is it worth a couple hundred bucks a year to maintain? Or should I just get a new off-the-shelf GPS device (like Garmin or Magellan, et. al.) for roughly $200 which stuff like traffic updates are included.]
This statement says you are the type who is hesitant in spending money on things you don't need (like myself). Then it is not worth it, in my opinion.

Premium Audio is something I was looking for, but was not available. I wanted it to save myself the pain of installing an aftermarket one. But after a few weeks of being stuck with base audio...I got used to it. More money saved. :D
 
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