I went with the Lexus Financial for the financing of the new car instead of the credit union...figured it's just easier being that the car is being purchased out of state and less people involved makes it easier. I spoke to the finance man yesterday and I think he said GAP insurance is about $499 on a 60 month loan...I know the credit union charges only $399. Now, when I was asking the salesperson about something else today, he wasn't sure but I asked him not to forget to tell them I want the GAP insurance on the loan docs...he said he thought it was $799 for GAP insurance. So, I called the GAP dept at Lexus finance...the lady there would NOT give me a price on how much it is...I basically asked her if it is a negotiated thing and dealers can charge whatever they want...she said YES. Now, if they are going to charge me $799...I will tell them forget the loan w/ Lexus and go with the credit union (even though they already ran my credit at Lexus). Anyone else buy GAP and how much did you pay?