Bought a CT200h the first week of March and when I called in the VIN to my insurance carrier (Nationwide), they did not have this model in their system yet. My CT replaced a car costing 2.5x as much, but my annual insurance rate only went down by literally a few dollars. Does anyone have any experience with their carriers charging more than what a $35K car should cost to insure? Is the problem that this model has no history yet? I haven't yet shopped around to see if the issue is with my particular carrier or something else.