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My wife and I opened one because it was the only card Lexus would let us use to pay for the car (and then only $3000 each). I wasn't looking to finance the car, but wanted to maximize any freebies that might be available.

So, we ended up charging $6000 on the brand-new cards which translated into $300 worth of service/parts/Lexus merchandise. I haven't cashed that in yet, but probably will once I have to pay for my own oil changes.

That is the only charge we've ever put on the cards and it was paid off as soon as the bill came. Unless you're using it to help pay for the car, I think there are better reward programs out there. We use the Sony Card as our primary credit card.
 

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This was the only reason for the service perks.
My main one is for my cruising perks but wanted to know if there was no problems with it.
Is the 6k the most they let you use towards the car?
Thanks
The most my dealer would allow was $3000 per person charged to a credit card and the only card they would accept was their own.
 
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